General FAQ

What does Alixco P2P Financing do?

As a registered P2P financing operator with the Malaysian Securities Commission, we act as a ‘marketplace’ offering investors investment opportunities in the growing SME market in Malaysia and providing financing solutions for small-and medium-sized businesses (SMEs).

We offer fixed-term financing for SMEs by matching these companies.


What is P2P financing?

We offer you as an investor a chance to directly invest in Malaysian businesses on fixed terms and for attractive interest rates. In turn, we offer Malaysian SMEs a fast and inexpensive way to obtain funds for growing their business. This concept – by directly investing in companies and cutting out the middleman – is called P2P financing.

How does P2P financing work on Alixco?

Once you come across an interesting campaign on AlixCo’s website and decide to make in investment in that business, simply hit the ‘Invest’ button on the campaign page. We will then send you an email with the transfer details.

Alixco only accepts bank transfers from verified users' own bank accounts. Cash deposits are not allowed
This policy is in place to ensure compliance with financial regulations and to maintain the security of your transactions.

All repayments including interest will be automatically transferred back to your Alixco account. Simple as that!

Is Alixco regulated ?

Yes, Alixco is a Registered Recognised Market Operator, governed under Section 34 of Capital Markets and Services Act 2007 (CMSA) by Securities Commission of Malaysia (“SC”).

Alixco P2P Financing is fully owned and managed by FBM Crowdtech Sdn Bhd



Who is the team behind Alixco?

We are an international team with experts from Europe and Asia. It is out priority to make sure you have a smooth experience and we put all our effort into building your favourite financing & investment platform.