About Us

Investors benefits:

Potential High Returns: P2P lending can provide attractive returns compared to traditional investment options, such as savings accounts or bonds. (expected 8%-16% p.a.)
Support local SMEs and companies you know
P2P loans typically have shorter terms compared to traditional fixed-income investments, offering quicker access to returns.
Control and Flexibility: Investors have control over which loans to fund and can tailor their portfolios to align with their risk tolerance and investment goals.
Reputable and regulated SME Digital Fiancing Platform
Fintech allows you to provide financing to companies via the internet in the comfort of your home
Alixco does not handle the funds directly. The funds are deposited in a Trust account with a leading bank in Malaysia, which is managed by Maybank Trustee Berhad as the acting trustee partner. This ensures compliance with the regulatory framework and the safety of the funds.

Issuer benefits:

Access to Capital: Alixco P2P provides an alternative source of financing for SMEs that may have difficulty securing loans from traditional banks.
Speed and Convenience: The application process on Alixco P2P is often faster and more convenient, allowing SMEs to access funds more quickly when compared to traditional lending institutions.
Flexible Loan Terms: Alixco offers flexibility in setting loan terms, allowing SMEs to negotiate terms that suit their specific needs.
Online Exposure: Participating in P2P lending can provide SMEs with online exposure and marketing opportunities, helping to increase brand visibility and reach a wider audience.
Relationship Building: Establishing a positive track record on Alixco P2P platform can lead to stronger relationships with investors, potentially opening the door to future financing opportunities.
Reputable SME Digital Financing platform
Alixco is the only operator in Malaysia offering P2P Financing and Equity Crowdfunding for startups/SMEs.

Our Story

Alixco is a Malaysia-based company that was founded in 2015 and is registered with the Securities Commission as a recognized ECF and P2P Market Operator.

The company's main office is located in Kuala Lumpur and it is fully owned and managed by FBM Crowdtech Sdn Bhd(1167599-X)

Our Vision

"At Alixco, our vision is to empower individuals and businesses by offering cutting-edge P2P financing and Equity Crowdfunding (ECF) solutions, contributing to a more inclusive and dynamic financial ecosystem. Leveraging digital finance to transform the financial landscape

Our commitment lies in establishing a transparent and secure platform that seamlessly connects borrowers and investors. By fostering trust and facilitating growth for both parties, we aim to lead the way in the P2P financing and ECF industry.

Our Footing

FBM Crowdtech is the only Registered Market Operator in Malaysia that operates P2P Financing and Equity Crowdfunding.
It is approved and regulated by the Securities Commission Malaysia. It operates Alixco P2P Financing and Alixco Equity Crowdfunding platforms, and works with Maybank Trustee Berhad as its acting trustee partner to ensure compliance with the regulatory framework.

Fee Structure

Fees	Investor	Issuer
Due Diligence	N/A	RM 100.00 per company director
Hosting	N/A	2% to 6% of the total financing amount Depends i.a. on risk grade, tenure, financing amount in case of approval and success
Success-Based Repayment	0.5% -2% of total repayment	Imposed on investors Depends on tenure, 0.5% for a 3 months note and up to 2% for a 12 months note

Fees

Investor

Issuer

Due Diligence

N/A

RM 100.00 per company director

Hosting

N/A

2% to 6% of the total financing amount
Depends i.a. on risk grade, tenure, financing amount in case of approval and success

Success-Based Repayment

0.5% -2% of total repayment

Imposed on investors

Depends on tenure, 0.5% for a 3 months note and up to 2% for a 12 months note

If any payment gateways are added or will be added in the future - online and offline - all payment gateway fees will be charged to the investor