Credit Score (CTOS) analysis and an internal credit score consisting of a mathematical Z-Score multifactor model with different financial ratios and a social scoring algorithm.

All investment funds are securely held in a segregated Investor Trust Account by a leading bank in Malaysia.

Contractual Repayment. Legally binding „stamp-duty-paid“ agreements. All payments over a Maybank Trust Account for maximum security and transparency.

Personal guarantees of at least 2 directors / key persons. All companies are visited and verified by our team.

Agreement with a leading debt recovery agency in case of default. We legally enforce contracts.

Living will for ALIXCO is settled and prepared by external lawyer if anything happens to the platform. So your money is safe and accessible at all times.